Realtime
Finance & Mortgage
Practical Financial Advice You Can Count On
Welcome to Realtime Finance & Mortgage, where we are dedicated to helping our clients achieve their financial goals.
Experienced
Your trusted mortgage partner
Professional
Customised to each individual and business
Trusted
Empowering Homeownership
Services
Empowering Your Financial Journey with Personalized Services
Our team of experts is here to provide tailored solutions that align with your objectives.

Are you ready to make your dream home a reality? Our Purchase service is designed to guide you through the process of buying a property with ease and confidence.

Consolidate your debts into one manageable loan with our expert guidance, helping you streamline payments and take control of your financial future.

As an expatriate, navigating the complexities of the lending process can be challenging. Our specialized expat lending services cater to your unique needs, providing solutions tailored to your international lifestyle.
What Sets Us Apart
Why Realtime Finance & Mortgage
Helping numerous clients achieve their financial goals through strategic guidance and support.
Expertise
Over 6 years of industry experience ensures tailored solutions for your financial needs.
Personalised Service
Dedicated support guarantees a tailored approach to meet your unique requirements.
Results Driven Approach
Countless successes demonstrate our commitment to achieving your financial goals.
Testimonials
What My Clients Say
EXCELLENT rating
Based on 6 reviews Karis was amazing to work with! She kept me updated every step of the way and made the whole mortgage process feel so much less stressful. Super friendly, approachable, and always happy to answer any questions I had. She really took the time to understand my needs and found a loan that suited me perfectly. I felt totally supported from start to finish—highly recommend! She is fabulous. ⭐️🌟⭐️
Owner's reply
Dear Michelle, Thank you so much for your beautiful and thoughtful review. Your kind words truly touched my heart. It was an absolute pleasure to walk alongside you throughout your home loan journey. Knowing that you felt supported, understood, and cared for every step of the way means everything to me. I am so grateful for the trust you placed in me, and I am thrilled that we were able to find the perfect solution for your needs. Clients like you make what I do so rewarding. Wishing you every blessing and success as you step into this new chapter of your life. Please know that I am always here if you ever need anything in the future. Thank you again for your support and recommendation – it truly means the world! Warm regards, Karis Realtime Finance & Mortgage Pty Ltd michelle magin25 April 2025 Wonderful job done by Karis. End of end guidance and support provided.
Owner's reply
Thank you so much for your kind words! It was truly a pleasure assisting you throughout the process. I’m grateful for the opportunity to help and so glad to hear that you felt supported every step of the way. Wishing you all the best, and I’m always here if you need any further assistance in the future! 😊 Usman Vaseer25 March 2025 Karis is incredible. She has the skills and insight and was able to secure a loan for us in very unique and difficult circumstances. She worked with great detail and excellent communication to get us set up for success, and to ensure preparedness and anticipating all the steps along the way. We got a great rate and are so happy in our new home!
Owner's reply
Dear Alex, Thank you so much for your kind words and for taking the time to share your experience! It was truly a pleasure assisting you and Jessica with your home loan, and I’m so glad we could navigate the unique challenges together to achieve a great outcome. Your trust and confidence in me mean a lot, and I’m delighted to hear that you’re happy and settled in your new home. Wishing you all the best in this exciting new chapter! If you ever need anything in the future, I’m always here to help. Best regards, Karis Alex MacDonald10 March 2025 The best experience ever!! Thank you Karis for being so efficient and extremely helpful, guiding us along not just a re-finance of a property but also purchasing an investment property at the same time. Your guidance and expertise in the process made a daunting and potentially stressful time, seem easy and seamless. Considering we live in Melbourne and you were still able to help us with everything so effortlessly, state borders are no bar!! Thank you very much and we would recommend Karis and Realtime Finance and Mortgage to absolutely everyone.
Owner's reply
Thank you for your kind words! It was truly a joy and pleasure to work with you both. As I mentioned before, your hard work, dedication, and sacrifices have brought you to this incredible achievement. Congratulations to you and Craig! Andrea Godfrey31 January 2025 My wife and I found karis at real time finance to be fantastic to deal with , always keeping us up to date on the progress of our application and always available for any questions we may have had . Getting us a loan that suited our needs was her top priority, giving us many choices from her vast range of banks at her disposal. In our opinion karis is the best broker in the business and strives to keep a service second to none . Julian Harris20 January 2025 What can we say about karis but simply amazing!!!! Karis was by our side for 12 months until we found our dream home. Nothing was ever too much and she was always there when we needed her, guiding us through every step of our purchase journey. She secured us a great rate for our home loan and kept us updated regularly. We never at any stage felt like just numbers she was totally invested with us. We could not have done what we have without her!!! 10 out of 10 😃😃
Owner's reply
Thank you Meaghan & Julian for Your Wonderful Review! I’m truly humbled and overjoyed to read your kind words. It was an absolute privilege to be by your side throughout your 12-month journey to finding your dream home. Your trust and patience made the process so rewarding, and I’m so glad I could guide you every step of the way. Knowing that you felt supported, cared for, and never like "just a number" means the world to me because building genuine relationships with my clients is at the heart of what I do. Congratulations again on finding your perfect home! I’m so grateful to have been a part of this significant milestone in your life. Wishing you endless happiness, love, and blessings in your new home! If you ever need anything in the future, I’m always here for you. Warm regards, Karis Meaghan Frazer20 January 2025

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